A flat-design digital graphic that visually represents the upcoming changes to UPI P2M transaction rules. On the left, bold black and blue text reads “NEW UPI P2M TRANSACTION RULES” with a blue box highlighting “EFFECTIVE JUNE 30, 2025.” On the right, a smartphone screen displays a yellow rupee symbol and a green checkmark, symbolizing successful payment. Below the screen are icons of a male user and a merchant storefront, connected through arrows indicating the flow of money and confirmation. The overall color scheme includes blue, yellow, black, and white.