SBI PO Salary 2025 has seen a significant hike, making it one of the most lucrative career options in the banking sector. With the latest revision, the starting CTC at Mumbai has reached ₹20.43 Lakhs per annum, including various perks, allowances, and benefits.
If you’re preparing for the SBI PO 2025 exam, knowing the complete salary structure, in-hand pay, allowances, and promotion scope can help you make an informed decision. This article provides a detailed breakdown of the SBI PO salary structure, increments, allowances, and career progression.
SBI PO Salary Structure 2025
The SBI PO 2025 basic pay starts at ₹48,480 (including 4 advance increments) under the revised pay scale: ₹2000 increment per year for the first 7 years
₹2340 increment for the next 2 years
₹2680 increment for the following 7 years
SBI PO In-Hand Salary 2025
| Component | Amount (₹) |
|---|---|
| Basic Pay | 48,480 |
| Dearness Allowance (DA) | 14,336 |
| Special Allowance | 14,967 |
| House Rent Allowance (HRA) | 5,648 |
| City Compensatory Allowance | 2,300 |
| Learning Allowance | 850 |
| Gross Salary | ₹94,581 |
| Deductions (PF, Tax, NPS) | ₹9,617 |
| Net In-Hand Salary | ₹84,964 (approx.) |
Note: Salary varies based on posting location and category of allowances.
SBI PO Annual Increment Structure
| Service Period | Increment (₹) | Revised Basic Pay (₹) |
|---|---|---|
| First 7 years | 2000/year | Up to 62,480 |
| Next 2 years | 2340/year | Up to 67,160 |
| Next 7 years | 2680/year | Up to 85,920 |
SBI PO Salary After 5 Years
After 5 years of service, an SBI PO can expect a basic salary of around ₹60,270 per month. With allowances, the total in-hand salary may exceed ₹95,000 per month depending on location and perks.
SBI PO Salary Slip 2025 (Sample)
| Salary Head | Amount (₹) |
|---|---|
| Basic Pay | 48,480 |
| DA | 14,336 |
| Special Allowance | 14,967 |
| HRA | 5,648 |
| CCA | 2,300 |
| Learning Allowance | 850 |
| Gross Salary | ₹94,581 |
| Deductions | ₹9,617 |
| Net Salary (In-Hand) | ₹84,964 |
SBI PO Allowances 2025
| Allowance | Amount / % |
|---|---|
| Dearness Allowance | 26% of Basic Pay |
| HRA (Metro Cities) | 9% of Basic Pay |
| City Compensatory Allowance | 3%–4% based on location |
| Petrol Allowance | ₹1,100 – ₹1,250 per month |
| Furniture Allowance | ₹1,20,000 (one-time) |
| Medical Insurance | 100% for employee, 75% family |
| Travel Allowance | Reimbursement (AC 2-Tier) |
SBI PO Training & Probation
After selection, SBI POs undergo:
- 2–3 weeks induction training at SBI’s learning centres
- 2-year probation period with rotations across various departments:
- Retail Banking
- Credit and Forex
- SME Banking
- Treasury Operations
SBI PO Job Profile 2025
| Responsibility | Details |
|---|---|
| Customer Service | Managing day-to-day banking services |
| Business Development | Promoting SBI products & services |
| Credit Management | Evaluating loan applications |
| Operations Management | Ensuring branch compliance |
| Risk Management | Identifying and mitigating risks |
SBI PO Career Growth & Promotions
SBI offers fast-track promotions based on performance and internal exams. Here’s the growth hierarchy:
- Probationary Officer – Scale I
- Deputy Manager – Scale II
- Manager – Scale III
- Chief Manager – Scale IV
- Assistant General Manager – Scale V
- Deputy General Manager – Scale VI
- General Manager – Scale VII
- Chief General Manager – Scale VIII
- Deputy Managing Director – Scale IX
- Managing Director – Scale X
- Chairman – Scale XI
Why Choose SBI PO in 2025?
- Starting salary of ₹84,964/month
- CTC of ₹20.43 LPA in metro cities like Mumbai
- Job security, leadership training, and fast-track promotions
- Attractive perks: Travel, Furniture, Housing, Pension, etc.
SBI PO Salary 2025 offers financial security, a rewarding work environment, and exceptional career growth. If you’re looking for a job that combines prestige, perks, and purpose—SBI PO is the right choice!
Related Reads
- SBI PO Notification 2025 – Apply Now
- SBI PO Cut Off 2025 – Check Previous Year Trends
- SBI PO Exam Pattern 2025
FAQs on SBI PO Salary 2025
Q1. What is the in-hand salary of an SBI PO in 2025?
A: Approximately ₹84,964 per month, depending on posting location and deductions.
Q2. What is the gross salary of SBI PO?
A: Gross salary is around ₹94,581 per month at the entry level.
Q3. What is the CTC of an SBI PO in Mumbai?
A: The annual CTC in Mumbai is approximately ₹20.43 Lakhs.
Q4. What are the main allowances for SBI POs?
A: DA, HRA, CCA, petrol allowance, medical insurance, furniture allowance, and more.
Q5. How does an SBI PO get promoted?
A: Through internal exams and performance evaluations, promotions can lead up to Chairman level over time.